Welcome to Cumulus Payments which brings you
Virtual Banking, Anti Money Laundering, C-Pay and Professional Services
and the opportunity to be a banker.

Virtual Banking
  • Benefits anyone with more than 5 Banks accounts at the same bank.
Anti Money Laundering (AML)
  • Benefits anyone looking after other peoples money by making sure certain regulation requirements are highlighted.
C-Pay
  • Benefits the sender and receiver of payments by holding more information related to each payment amount than is currently not possible through the banking system.
  • The information can include fundamental documents, e.g. the Purchase Order and any relative information, ‘your allowance to pay house hold expenses’.
  • The functionality given meets the new information/payment criteria required in the 4th Q 2010 in the USA. Finally a way to reconcile the supply chain.
Professional Services
  • Benefits from the Cumulus team of highly experienced team of experts in the front, middle and back office of a bank to have you up and running in no time.

Cumulus Payments

Cumulus uses cloud based technology to offering the ability to be a bank without the banking regulation as the actual money is recorded and regulated by the banking industrys:

  1. The actual money is recorded and held by the bank.
  2. The movement of money is also made through the banks various payment infrastructures.

The cumulus offering comes with procedures and required activities to ensure compliance with Anti Money Laundering legislation. The adherence to this lies with the trustees and money managers but the software reflects the latest legislation. Cumulus guarantees the ongoing reflection of AML guidelines throughout its product range.

Cumulus Management’s reputation is built on over 100 years of banking and technology at Citigroup, Misys and Reuters. The underlying technology is Microsoft and the computer centre where the software is located is used everyday by a number of banks.

So you to can become your own bank.