* { padding: 0px; margin: 0px; }

body {
	font: 1em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#999999; 
	font-size: 76%; /* results in 12 pixel text when the base size is 16 pixels */
	background: #6699ff url(../images/clouds.jpg) repeat-x;
	margin: auto;
	padding: 0px;
	}
	
p { font: 1em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#6d615e;
	line-height: 140%;
	margin: .2em 0 .4em 0; 
	}

p.con { font: 1em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#fff;
	line-height: 140%;
	margin: .2em .8em .4em 0;
	float: left; 
	}
	
a { font: 1em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#6d615e;
	font-weight: bold;
	line-height: 140%;
	text-decoration: none;
	}
	
a:hover{ color:#006699;}

a.home {font: 1.2em Arial, Helvetica, sans-serif; text-align: left; color:#006699; font-weight: bold; line-height: 120%; margin-bottom:.2em;}

a.if{font: 1.1em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#000;
	line-height: 110%;
	text-decoration: none;}

img{ border: none;}

			
h1 {font: 1.5em Arial, Helvetica, sans-serif; font-weight: 600; text-align: left; color:#006699; line-height: 140%; margin-bottom:.4em;}
h2 {font: 1.15em Arial, Helvetica, sans-serif; text-align: left; color:#006699; font-weight: bold; line-height: 140%; margin-bottom:.4em;}
h3 {font: 1em Arial, Helvetica, sans-serif; text-align: left; color:#006699; font-weight: bold;}
h4 {font: 1.4em Arial, Helvetica, sans-serif; text-align: left; color:#2D4492; margin-top: 20px;}
h5 {font: 1.3em Arial, Helvetica, sans-serif; text-align: left; color:#fff; font-weight: bold; margin-bottom: .2em;}

p.intro { font: 1em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#6d615e;
	line-height: 140%;
	margin: .2em 0 .4em 0; 
	}

p.intro strong{ color:#006699; font: 1.6em Arial, Helvetica, sans-serif; font-weight: 600;}

p.sm { font: .9em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#006699;
	line-height: 140%;
	margin: .2em 0 .4em 0; 
	}

span{ color:#006699; font-weight: bold; }

#container {width: 930px; margin: 0 auto;  /* CENTRERING */ }

#head-wrap{
	float: left;
	width: 920px;
	margin: 20px 0 0 0;
	padding: 5px;
	background: #fff;
	}
	
#head-logo{
	float: left;
	width: 920px;
	background: #fff url(../images/header.gif) no-repeat;
	height:100px;
	}
	

#contact{
	float: right;
	width: 140px;
	height: 80px;
	margin-top: 1em;
	}
	
/* ==================== Navagation ==================== */

#menu-wrap {
	float: left;
	width:918px;
	background: url(../images/bg.png) repeat;
	margin: 1px 0 1px 0;
	padding: 0 0 0 10px;
	border: solid 1px #fff;
}

ul#menu  {
	list-style-type: none;
	width: auto;
	margin: 0;
	padding:0;
	text-transform: uppercase;
	font-weight: bold;
	font-family: Arial, Verdana, Helvitica, sans-serif;
	font-size: 1.05em;
}
ul#menu li {
	display: block;
	float: left;
	padding: 0 ;
	margin: 0;
	border-right: solid #fff 1px;
	background: url(../images/lbg.png) repeat;
}
ul#menu  li a {
	display: block;
	float: left;
	text-decoration: none;
	padding: 4px 4px 2px 4px;
	line-height:normal;
	color: #006699;
}
ul#menu  li a:hover {
	background: url(../images/bg.png) repeat;
	text-decoration: none;
	color: #006699;
}
ul#menu  li .left {
	border-left: solid #fff 1px;
}
ul#menu  li a.current {
	background: #fff;
	text-decoration: none;
	color: #006699;
}

ul#submenu  {
	list-style-type: none;
	font-size: 1.05em;
	margin: 0;
}
ul#submenu  li {
	padding-left: 10px;
	background-image: url(../images/arrow.png);
	background-repeat: no-repeat;
	background-position: 0 .5em;
}
ul#submenu  li a {
	text-decoration: none;
	line-height:normal;
	color: #006699;
}
ul#submenu  li a:hover {
	text-decoration: none;
	color: #333;
}
ul#submenu  li a.current {
	text-decoration: none;
	color: #333;
}
/* ===== contact form ===== */

#contactform{
	float: left;
	margin: 10px 0px 0px 0px;
	width: 370px;
	height: 400px;
	}
	
#response{
	float: left;
	margin: 10px 0 0 0;
	width: 370px;
	} 

fieldset  {
	font: 1em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#6d615e;
	line-height: 140%;
	margin: .2em 0 .4em 0;
	padding: 5px;
	border: none;
	width: 360px;
	}
label{
	width: 360px;
	float: left;
	text-align: left;
	margin: 5px 5px 0px 5px;
	clear: both; 
	}
input, type{
	float: left;
	margin: 5px 0px;
	width: 360px;
	}

input, textarea{
	float: left;
	margin: 5px 0px;
	width: 360px;
	}

#subbutton{
	float: none;
	width: auto;
	margin-bottom: 10px;
	clear: both;
	}
#resetbutton{
	float: none;
	width: auto;
	margin-bottom: 10px;
	margin-left: 10px;
	clear: both;
	}
	
br {clear: both;}

#body-wrap{
	float:left;
	width: 918px;
	margin: 0;
	background: url(../images/bg.png) repeat;
	padding: 10px 5px 10px 5px;
	border: solid 1px #fff;
	}

.text-wrap{
	float:left;
	width: 898px;
	margin: 0 5px 5px 5px;
	background: url(../images/bg.png) repeat;
	padding: 10px 5px 20px 5px;
	border: solid 1px #fff;
	}
	
.midtext-wrap{
	float:right;
	width: 743px;
	margin: 0 5px 5px 0;
	background: url(../images/bg.png) repeat;
	padding: 10px 5px 20px 5px;
	border: solid 1px #fff;
	}
	
.subnav{
	float:left;
	width: 137px;
	margin: 0 0 5px 5px;
	background: url(../images/bg.png) repeat;
	padding: 5px;
	border: solid 1px #fff;}
	
	
.image-column{
	float:left;
	width: 638px;
	margin: 15px 0px 0px 10px;
	border: solid 1px #6d615e;
	}
	
.image-column-l{
	float:left;
	width: 721px;
	border: solid 1px #6d615e;
	}
	
.text-column{
	float:left;
	width: 880px;
	margin: 5px 9px 5px 9px;
	}
	
.mid-column{
	float:left;
	width: 730px;
	margin: 5px 5px 5px 10px;
	}
	
.small-column{
	float: left;
	width: 230px;
	margin: 5px 5px 5px 10px;
	}
	
.qt-column{
	float: left;
	width: 216px;
	margin: 5px 4px 0 4px;	
	}

.title-column{
	float: left;
	width: 878px;
	margin: 0 4px 10px 4px;
	padding: 5px 5px 0 5px;
	background: url(../images/bg.png) repeat;
	border: solid 1px #fff;
	}
	
ul{
	list-style:circle;
	margin: .5em 0 1em 2em;
	}
	
ul li{
	font: 1em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#6d615e;
	line-height: 140%;
	margin: .2em;
	}	

ul.home{
	list-style-type: none;
	margin: .5em 0 .5em 2em;
	}
	
ul.home li{
	font: 1em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#6d615e;
	line-height: 140%;
	padding-left: 10px;
	background-image: url(../images/arrow.png);
	background-repeat: no-repeat;
	background-position: 0 .3em;
	}	
	
ol{
	margin: .5em 0 1em 2em;
	}
	
ol li{
	font: 1em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#6d615e;
	line-height: 140%;
	margin: .2em;
	}
	
#footer-wrap{
	float: left;
	width: 910px;
	margin: 1px 0 30px 0;
	padding: 3px 10px 4px 10px;
	background: #fff url(../images/footer.gif) no-repeat;
	}
		
#ifinance-logo{
	float: left;
	width: 14px;
	}
	
#ifinance-link{
	float: left;
	width: 170px;
	margin-left:5px;
	}
	
/* ===== news page ===== */

.bgd { color: #006699; font-size: .8em; font-family: Arial, Helvetica, Geneva; };

A.finex {/* ? */
	font: 1em Arial, Helvetica, sans-serif ; 
	text-align:left; color:#6d615e;
	font-weight: bold;
	line-height: 140%;
	text-decoration: none;
}
A.finex:hover {color:#006699;}